VA Home Loan

Thank you for your service! You’ve earned this benefit!

  • Are you a veteran, reservist, active member of the military, or a surviving spouse of a veteran?
  • Are you interested in buying a home with no down payment, or refinancing up to 100% of your home?

If you answered “yes” to any of these questions, a VA loan might be right for you! Qualify for VA loans even with less-than-perfect credit. VA loans are available as either fixed-rate or ARM mortgages – and are not required to include monthly insurance (PMI/MIP). In addition, the seller may pay certain closing costs and other prepaid requirements –this helps you get into a home with very little out-of-pocket cash.

Why a VA Loan?

It's simple ... Great Rates. $0 Down. VA Specific Qualifying.

Find out why thousands of people are using their VA Loan benefit every single month. Contact your Mortgage Consultant today.

Purchase with $0 Down

A VA Loan is one of the few loan programs that still allows the borrower to finance 100% of the home's value and purchase with $0 down. How much will $0 down save you? Conventional loans will require a minimum of 3% down for first time homebuyers, and FHA loans require 3.5%.

Lower Your Monthly Payment

A VA Loan offers two benefits that will substantially lower your monthly payment. PMI, or Private Mortgage Insurance is not required on a VA loan. PMI is an added monthly expense required for conventional loans where the borrower finances more than 80% of the home's value. VA Loans include a VA Funding Fee. The funding fee is based on VA guidelines and vary depending on your status as a Veteran, National Guard, Reservist, and/or multiple-time user, and whether the transaction is for a purchase or a refinance. You will also be able to take advantage of competitive rates.

Getting Qualified is Easier

The qualification guidelines are less stringent for VA Loans than some other programs. VA loans are backed by the government.

Why choose Us?

Each of our Mortgage Consultants are state licensed. Talking to a licensed Mortgage Consultant is an important step to getting the right mortgage loan. Everyone has different loan needs and your Mortgage Consultant will know which questions to ask in order to best match you with the right loan and monthly payment. 1st Priority Mortgage, Inc. Delivers The Home Loan Experience.TM Our unique process identifies the best mortgage solution tailored to your individual needs.  How do we know our system works?  As a company we consistently track and measure our results.  We incorporate what works and continually monitor for improvement.

Personalized Help. The Mortgage Consultant will also explain all the Delivering The Home Loan ExperienceTM steps– from getting started, to locking in your interest rate, to closing your loan, and our goal of creating a Raving FanTM of you!  Because we are a direct lender, if you have any questions during the loan process, you get quick answers straight from the source.

We'll close your loans fast! On average, when you use our Priority Path Process, your loan may close up to nearly two weeks sooner.

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NMLS #29600. Contact 1st Priority Mortgage, Inc. for mortgage products and eligibility. 1st Priority Mortgage, Inc. is a Licensed Mortgage Banker, New York State Department of Financial Services-License number LMBC 107183. The Connecticut Dept. of Banking Consumer Credit Division-License number ML-29600. The Florida Office of Financial Regulation-Division of Consumer Finance-License number MLD2477. The New Jersey Dept. of Banking & Insurance. The Pennsylvania Department of Banking and Securities as a Mortgage Lender-License number 104688. All lending products are subject to credit and property approval. Terms, conditions, and certain restrictions may apply on all programs. Interest rate and program terms are subject to change without notice. This is not a commitment to lend. Contact a 1st Priority Mortgage Consultant for full details. 6000 Sheridan Drive, Williamsville, NY 14221 (888) 500-9733.
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